Skip to Content

Cindy Day


Broker Associate


ABR, CDPE, CRS, ePro, GRI, MCNE, SRES

Tel: (970) 683-2554    Cell: (970) 216-3571    Fax: (970) 244-9454    Toll Free: (800) 777-4573    Email Me

Buying a Home

To find more information about buying a home or if you have any questions please Contact Me. If you are planning on buying or selling your home or property please visit my Buyers Page or Sellers Page and I will be happy to help you.

Contact Me As a RE/MAX Sales Associate  I can help you through the entire process of buying a home, starting with the mortgage and continuing right through closing – and beyond. I can help you shop for the best interest rate and terms and, if you wish, suggest mortgage lenders.

Get Preapproved for a Loan

Obtain a copy of your credit report and your FICO score and, if necessary, do what you need to do to improve it. The higher your FICO score, the better interest rate you can command. You can get this information online; your RE/MAX agent can also help you. Contact several lenders and determine which one will give you the best deal.

Determine Your Price Range and Area(s) in Which You're Interested

By now you should have a good idea of how much home you can afford. This helps you narrow down your home search. You should also begin researching the neighborhoods in which you might want to live. Your RE/MAX agent can help.

Decide Which Amenities and Features You Must Have

How many bedrooms and bathrooms do you want? Would you prefer a newer home or an older one with established landscaping? Are hardwood floors a must? Is an updated kitchen important to you? Walk-in closets? Which features would you be willing to give up if you find the otherwise-perfect home?

Begin Testing the Market

Right here on www.cindydayrealestate.com, you can find listings that meet your criteria as well as neighborhood data. Identify properties that seem to be fits for you, take an afternoon and go on a driving tour. See what's available in your price range and explore neighborhoods.

With Your Agent, Begin Seriously Looking at Homes

Your agent can add to the list of homes you've already identified – including ones that have just come on the market. Look at homes with a critical eye – does the floor plan work for you, is the property in good condition, would it be right for your lifestyle? In short, can you imagine yourself and your family living there? Take notes at each home you visit. What do you like and not like? Narrow down your choices; re-visit homes in which you're interested. See them at different times of the day.

Make an Offer

When you've identified the home you want to buy, be prepared to help your agent prepare a written offer quickly. Your agent will be familiar with market values and will help you arrive at a price that gives your offer the best chance of being accepted. At this stage, try not to become emotionally attached to a home. Your offer may not be accepted for any number of reasons. Have backup homes in mind. Be prepared to negotiate through your agent with the sellers.

Once Your Offer Is Accepted:

  • You'll be asked to submit an earnest money deposit that usually isn't refundable.
  • Begin making moving arrangements (select a mover, obtain change-of-address cards, inform friends and relatives).
  • Have the property professionally inspected.
  • If necessary, request repairs.
  • Obtain home-owner's insurance.
  • Contact utilities (phone, water, power, etc.).
  • A few days before closing, stage a walk-through.
  • Obtain a cashier's check for the down payment and closing costs.

At Closing:

  • Make sure the terms and conditions of the loan statement are correct.
  • Carefully read everything before you sign.

ENJOY YOUR NEW HOME!

Why You Should Use a REALTOR® in Your Home Search

Buying a home is probably the largest investment you'll make in your lifetime. Having an experienced, knowledgeable RE/MAX professional representing you in this transaction just makes good sense. Buying a home is not like buying a car, a mutual fund or other commodity. It can be a life-changing event. RE/MAX agents fully understand the real estate process – and just as important, they understand your local market.

Of course they know the right steps to take, but they can also help you avoid a misstep in your home purchase. If a new freeway is going to be built a few blocks away, they'll probably know it. If you're unsure about school districts, they'll be able to direct you to answers. If you're unsure of a builder's reputation, they'll know how you can confirm it. A RE/MAX Sales Associate will also performs another important function: minimizing the emotion involved in a home transaction. You may be in love with a home, but your agent can point out factors that might not make it right for you. Contact Me, I will be happy to represent you.

Information courtesy of RE/MAX.com
Cindy Day

About Cindy Day

Broker Associate

ABR, CDPE, CRS, ePro, GRI, MCNE, SRES

What a Difference a Day Can Make!

Interested in a move to the Grand Junction Area? As a long-time Western Colorado resident and an outdoor enthusiast, not only can I help you find the real estate of your dreams, but I can also show you the many things the Western Slope has to offer. Take advantage of my expertise in residential properties, farm and ranch properties, recreational properties and vacant land. I may even show you some exclusive hiking and fishing spots to enjoy!

Buyers: Check out my new Microsoft Bing Mapping tool to look around town and see the community you might like to live in. Then use the ‘points of interest’ buttons to search for nearby schools, parks or even the closest coffee shop!

Sign up with my website to receive free information or to ask any questions you may have. My no pressure approach means everything on this site is free for you to use and you only have to worry about contacting me when you are ready or need some help.

Sellers: List with me and watch what I can do! Custom web addresses directly to your property on both my personal website and my brokerage.   

Follow Me...