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Generally, there are two forms of title insurance. Lender's title insurance, required by most lending institutions, is normally written in the amount of the mortgage and protects the lending institution from losses resulting from title defects. Let me help you, we are able to put you in touch with a trusted professional to make sure you are protected.
Because lender's insurance expires when the mortgage is repaid, you may benefit from the second form of title insurance known as an owner's title policy. It usually is written for the amount of the purchase price of the home. This protection starts the day of the closing and lasts as long as you or your heirs retain an interest in the property.
Unlike other insurance premiums, your title insurance premium is paid only once, at the closing. By purchasing owner's and lender's protection simultaneously, substantial savings in title insurance premiums can be realized.
After all fees have been paid and documents signed and notarized at the closing, you will receive a copy of each and, most importantly, title to your house. I can guide you to make sure you are well protected every step of the way.
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Interested in a move to the Grand Junction Area? As a long-time Western Colorado resident and an outdoor enthusiast, not only can I help you find the real estate of your dreams, but I can also show you the many things the Western Slope has to offer. Take advantage of my expertise in residential properties, farm and ranch properties, recreational properties and vacant land. I may even show you some exclusive hiking and fishing spots to enjoy!
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